Added: Dec 2, 2008
From: scoremore1
Duration: 7:7
http://www.ScoreMoreCredit.com - Credit expert, Brian Diez, reveals why it's so difficult to remove inaccuracies from your credit report.
Channel: Education
Tags: credit repair improve my raise boost mistakes score more brian diez guaranteed how to fix increase cra
Rating: 4.7894735' max='5' min='1' numRaters='38' rel='http://schemas.google.com/g/2005#overall ( ratings) Views: 17873 Comments: 10
rogelio67 Says:
May 14, 2010 - where did you get this info??
wbrooks Says:
Jun 19, 2010 - it's a business first. Amazaing...while the consumer suffers.
HollywoodSheen Says:
Aug 23, 2010 - great video, thnx for posting. CRA policies are so flawed it's unbelievable.
danka2000 Says:
Oct 31, 2010 - Bastards, If they say my dispute is crap, I go to court.
just4funzees Says:
Mar 29, 2011 - Are you forgetting about the FCRA of 1971? That was when you were granted the right to access your consumer credit file.Not the FACT Act that was an ammendment of sorts
scoremore1 Says:
Mar 29, 2011 - @just4funzees The FCRA allowed you to respond to inaccurate data, but it wasn't until FACTA that the bureaus were forced to give consumers 1 free credit report a year for the purpose of monitoring it for inaccuracies.
CREDITREPAIRMASTER Says:
Sep 8, 2011 - One of the biggest mistakes credit repair companies make is trying to dispute a tax lien when you owe money for back taxes. The reason is you could be under the radar, once the dispute gets sent in the credit bureaus will try to verify it with the IRS or the State and if you own money to these agencies you can find yourself in a big trouble, by getting your bank account levied or your paychecks garnished
scoremore1 Says:
Sep 8, 2011 - @CREDITREPAIRMASTER That's incorrect. The tax lien is filed with the county clerk. That's who the CRA's will contact for verification. The county clerk will only check to see if a lien is filed (if they do anything at all). They won't actually contact the IRS.
CREDITREPAIRMASTER Says:
Sep 8, 2011 - @CREDITREPAIRMASTER I had many clients that tried to dispute a tax lien and were hit with garnishments, I am talking from experience that I have seen myself, this also goes for credit companies, after the dispute was sent in the law suites were field for owing money to the creditors. I am not saying you cant get it off but I would not risk it. Maybe you know a better way
wizardpilot Says:
Feb 21, 2010 - 1st comment!